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Analysis of Limited Credit for Farm Households in Western China
Analysis of Limited Credit for Farm Households in Western China
报告字数：21403字
报告页数：11页
摘要：Since instituting the Reform and Opening policy，variations in the trajectory of economic development in China has led to distinct regional differences in the credit market of Chinese rural areas. In western China，an area in which economic development is comparatively backward，farm households constitute the majority of the rural credit market. Therefore，identifying characteristics of the credit market of farm households in western China is not only beneficial for the economic development of western rural areas but also for the overall growth and stability of rural credit markets. Using the definition of “western areas”outlined by the statistics bureau，this paper generally analyzes the characteristics of both the regular and irregular credit for farm households in western China.
文章目录
- Limited Credit for Farm Households in Western China
- 1.The credit of the regular financial system in western China
- 2.The credit supply of irregular financial institutions in western China
- The characteristics of the supply of credit products of farm household in western China
- 1.The false function of regular and irregular credit markets
- 2.The lack of loans of medium and long term length
- 3.A lack of effective mortgages prevents farm households from entering the regular credit market
